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Payment greeting card is part of any repayment system that permits its owner (the cardholder) to produce a payment by digital funds transfer. The most frequent types of repayment cards are bank cards and debit credit cards. Payment credit cards are usually embossed plastic material credit cards, 85.60 x 53.98 mm in proportions, which adhere to the ISO/IEC 7810 Identification-1 standard. They often likewise have an embossed cards amount conforming with the ISO/IEC 7812 numbering standard.
Mostly, a payment credit card is electronically associated with a merchant account or accounts owned by the cardholder. These accounts may be first deposit accounts or loan or credit accounts, and the greeting card is a way of authenticating the cardholder. However, stored-value credit cards are credit cards that store money on the credit card itself.

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