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future value of money app

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app. It handled $12 billion in transactions in the first quarter of 2018.
Cash transfers using Venmo are not instantaneous and can be canceled after an initial transfer is sent. The transfers can take one to three business days to become final. The Better Business Bureau has reported that some scammers exploit the cancellation period to appear to pay, but ultimately avoid paying for an item.

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